gold coast mortgage broker

Key Tax and Superannuation Updates for 2025: What They Mean for You

by Support Flexible

As we step into the 2025/26 financial year, there’s plenty happening in the world of tax, superannuation, and business strategy. From the Reserve Bank of Australia’s (RBA) interest rate hold to changes in superannuation contributions and updates on luxury car tax, these developments could affect your financial decisions in the months ahead. This blog unpacks the key changes highlighted in recent updates and explains what… Read More »Key Tax and Superannuation Updates for 2025: What They Mean for You

Gold Coast Property Market: Key Factors That Can Affect Your Borrowing

by Support Flexible

The Gold Coast property market is like no other in Australia. With its mix of beachside apartments, suburban family homes, and emerging growth areas, borrowing here often comes with conditions that vary from suburb to suburb. Understanding these differences can help homebuyers, investors, and refinancers see how lenders may view certain properties and why some applications feel more complex than others. This article explores the… Read More »Gold Coast Property Market: Key Factors That Can Affect Your Borrowing

How to Improve Your Chances of Mortgage Approval as a Small Business Owner in Australia

by Support Flexible

Why getting approved can feel harder when you run a business Lenders look for stable income, clean credit history, and a clear picture of your expenses. For business owners, income can rise and fall, and your finances may be more complex. Lenders also test your repayments at a higher “stress” level, which can make borrowing capacity feel tighter. In Australia, the prudential regulator expects lenders… Read More »How to Improve Your Chances of Mortgage Approval as a Small Business Owner in Australia

Split Loans: When They Make Sense

by Support Flexible

In today’s shifting interest rate environment, more Australians are exploring flexible loan structures to manage uncertainty. One option gaining traction is the split home loan — a lending structure that combines both fixed and variable rates in a single mortgage. But when does a split loan make sense? And what should you weigh up before committing? This guide walks you through: What a split loan… Read More »Split Loans: When They Make Sense

When Your Loan Goals Don’t Match Your Lender’s Limits – Here’s What to Do

by Support Flexible

Ever had a brilliant property plan, only to discover your lender’s maximum approval limit is nowhere near what you need? It’s a frustrating but common reality — loan limits and lending policies can make or break a purchase, no matter how solid your vision or income looks on paper. In this guide, we’ll break down why lenders set these limits, the most common roadblocks borrowers… Read More »When Your Loan Goals Don’t Match Your Lender’s Limits – Here’s What to Do

Interest Rate Anxiety: What Aussies Need to Know About Current Rates, Predictions, and Their Impact

by Support Flexible

Interest rates in Australia are a hot topic—and for good reason. After years of fluctuating RBA decisions, homeowners and first-time buyers alike are feeling the pressure of higher mortgage costs and economic uncertainty. If you’ve recently asked yourself, “Will interest rates go down in Australia in 2025?” or “How do rising rates affect my mortgage repayments?”—you’re not alone. In this blog, we’ll unpack the latest… Read More »Interest Rate Anxiety: What Aussies Need to Know About Current Rates, Predictions, and Their Impact

RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

by Support Flexible

The Reserve Bank of Australia (RBA) has delivered its July 2025 interest rate decision — and it’s caught some off guard. In a cautious move, the RBA has held the official cash rate steady at 3.85% p.a., despite expectations of a potential cut. For homeowners and first-time buyers across the Gold Coast, this pause offers more than just a breather. It’s a timely chance to… Read More »RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

by Support Flexible

The Gold Coast is booming — and it’s not just about beaches and sunshine anymore. According to the latest State of the City report, the Gold Coast has surged to a record $49.4 billion in economic output. That’s a $4 billion increase in just one year, making it Australia’s fastest-growing regional economy. With that growth comes a surge in demand for housing, development, and lending… Read More »Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

Refinance or Remodel? Strategic Lending Decisions for Gold Coast Investors

by Support Flexible

Thinking Bigger with Your Property? It’s Time to Decide: Refinance or Remodel If you’re a property owner or investor on the Gold Coast, you’ve probably asked yourself a big question lately: Should I refinance and save, or invest in a renovation and increase value? It’s a timely debate, especially in 2025’s unique market landscape. With interest rate shifts, property price rebounds, and surging demand in… Read More »Refinance or Remodel? Strategic Lending Decisions for Gold Coast Investors

Struggling with Repayments? How a Gold Coast Mortgage Broker Can Help Restructure Your Loan

by Support Flexible

Are your mortgage repayments starting to feel like a heavy burden? You’re not alone. With rising interest rates, cost-of-living pressures, and unexpected life events, more Australians are finding it difficult to keep up with their home loan repayments. The good news? You don’t have to face it alone. A trusted Gold Coast mortgage broker can help you navigate this stressful time by providing tailored solutions… Read More »Struggling with Repayments? How a Gold Coast Mortgage Broker Can Help Restructure Your Loan