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Division 7A Benchmark Interest Rate Rises to 8.77%: What Shareholder Loan Clients Need to Know in 2026–27

If you have a private company and money has been lent to a shareholder, director or associate, the Division 7A benchmark interest rate should be on your radar. For the 2026–27 income year, the Division 7A benchmark interest rate is 8.77% per annum, up from 8.37% in 2025–26. The rate applies from 1 July 2026 and is relevant when calculating the minimum yearly repayment on… Read More »Division 7A Benchmark Interest Rate Rises to 8.77%: What Shareholder Loan Clients Need to Know in 2026–27

Gold Coast Mortgage Broker

Key Tax and Superannuation Updates for 2025: What They Mean for You

As we step into the 2025/26 financial year, there’s plenty happening in the world of tax, superannuation, and business strategy. From the Reserve Bank of Australia’s (RBA) interest rate hold to changes in superannuation contributions and updates on luxury car tax, these developments could affect your financial decisions in the months ahead. This blog unpacks the key changes highlighted in recent updates and explains what… Read More »Key Tax and Superannuation Updates for 2025: What They Mean for You

Gold Coast Mortgage Broker

RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

The Reserve Bank of Australia (RBA) has delivered its July 2025 interest rate decision — and it’s caught some off guard. In a cautious move, the RBA has held the official cash rate steady at 3.85% p.a., despite expectations of a potential cut. For homeowners and first-time buyers across the Gold Coast, this pause offers more than just a breather. It’s a timely chance to… Read More »RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers