Mortgage Broking

RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

by Support Flexible

The Reserve Bank of Australia (RBA) has delivered its July 2025 interest rate decision — and it’s caught some off guard. In a cautious move, the RBA has held the official cash rate steady at 3.85% p.a., despite expectations of a potential cut. For homeowners and first-time buyers across the Gold Coast, this pause offers more than just a breather. It’s a timely chance to… Read More »RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

by Support Flexible

The Gold Coast is booming — and it’s not just about beaches and sunshine anymore. According to the latest State of the City report, the Gold Coast has surged to a record $49.4 billion in economic output. That’s a $4 billion increase in just one year, making it Australia’s fastest-growing regional economy. With that growth comes a surge in demand for housing, development, and lending… Read More »Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

Is Landlord Insurance Tax Deductible in Australia? What Gold Coast Property Investors Need to Know

by Support Flexible

As a trusted Gold Coast mortgage broker, we know that smart property investing is about more than just choosing the right loan. It’s also about protecting your assets and understanding what expenses can be claimed to reduce your tax bill. One often overlooked strategy? Landlord insurance—not just for peace of mind, but also as a potential tax deduction. In this article, we’ll break down what… Read More »Is Landlord Insurance Tax Deductible in Australia? What Gold Coast Property Investors Need to Know

Refinance or Remodel? Strategic Lending Decisions for Gold Coast Investors

by Support Flexible

Thinking Bigger with Your Property? It’s Time to Decide: Refinance or Remodel If you’re a property owner or investor on the Gold Coast, you’ve probably asked yourself a big question lately: Should I refinance and save, or invest in a renovation and increase value? It’s a timely debate, especially in 2025’s unique market landscape. With interest rate shifts, property price rebounds, and surging demand in… Read More »Refinance or Remodel? Strategic Lending Decisions for Gold Coast Investors

Struggling with Repayments? How a Gold Coast Mortgage Broker Can Help Restructure Your Loan

by Support Flexible

Are your mortgage repayments starting to feel like a heavy burden? You’re not alone. With rising interest rates, cost-of-living pressures, and unexpected life events, more Australians are finding it difficult to keep up with their home loan repayments. The good news? You don’t have to face it alone. A trusted Gold Coast mortgage broker can help you navigate this stressful time by providing tailored solutions… Read More »Struggling with Repayments? How a Gold Coast Mortgage Broker Can Help Restructure Your Loan

Gold Coast Mortgage Broker Insights: Understanding Coastal Lending Rules in Beachside Properties

by Support Flexible

Owning a beachside property on the Gold Coast is a dream shared by many. The stunning ocean views, laid-back lifestyle, and proximity to nature make coastal living incredibly appealing. But when it comes to securing a mortgage for these prime properties, the process is a little different from typical home loans. Banks and lenders take extra care when considering loans for coastal homes due to… Read More »Gold Coast Mortgage Broker Insights: Understanding Coastal Lending Rules in Beachside Properties

How Gold Coast Homeowners Can Take Advantage of RBA Interest Rate Changes

by Support Flexible

The Reserve Bank of Australia’s (RBA) decisions on interest rates can significantly influence your mortgage and financial outlook. Whether you’re buying a home in Burleigh, refinancing in Robina, or investing in Southport, understanding how to respond to these rate changes is key. Here on the Gold Coast, where property demand and interstate migration continue to thrive, it’s more important than ever to make sure your… Read More »How Gold Coast Homeowners Can Take Advantage of RBA Interest Rate Changes

Your Home Loan Has Been Declined” — Now What?

by Support Flexible

Rejection stings. Especially when you’ve spent weeks gathering documents, answering endless questions, and holding your breath waiting for an answer… only to hear: “Unfortunately, your loan has not been approved.” I’ve had more conversations than I can count with people in this exact position — and if that’s you, I want to say something upfront: It’s not always you. Sometimes, it’s the system. And often,… Read More »Your Home Loan Has Been Declined” — Now What?

Do You Have a Tax Debt? Consider Adding it to Your Home Loan

by Support Flexible

Dealing with tax debt can be stressful. It can disrupt your financial plans and impact your credit score. If you’re struggling to manage your tax debt, you might be considering different options to get back on track. One potential solution is to include your tax debt in your home loan. Understanding the Benefits Consolidation of Debt: One of the primary advantages of adding tax debt… Read More »Do You Have a Tax Debt? Consider Adding it to Your Home Loan