Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready. September saw the nation’s official cash rate kept on hold once again. But there is growing consensus that the RBA may cut the cash rate at one of its next… Read More »Could rate cuts mean house prices heat up again?
Starting a small business is exciting, but it can also be daunting, especially when you’re competing against larger, more established companies. However, with the right strategies, you can level the playing field and succeed. Identify Your Unique Selling Proposition (USP) Your USP is what sets you apart from the competition. It could be the quality of your product, your excellent customer service, your niche focus,… Read More »David vs. Goliath: How Small Businesses Can Compete with Larger Competitors
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be just as daunting, with 91% of first-home buyers turning to a mortgage broker for guidance. When it comes to financial decisions, they don’t come much bigger than buying a… Read More »Why 9 out of 10 first-home buyers use a mortgage broker
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the market for a home loan. Chances are, if you’re reading this blog via a social media site, then you’ve also watched a TikTok or Instagram video before, too. In fact, more than 8.5 million Australians are active on TikTok and almost 14… Read More »TikTok vs talking to your broker? It’s no contest
A reliable bookkeeper can be a valuable asset, but finding the right one at the right price can be a challenge. In this post, we’ll explore the factors influencing bookkeeping rates in the Gold Coast and provide insights on how to choose a service that aligns with your business’s needs and budget. Key Factors Affecting Bookkeeping Rates: Scope of Services: The level of bookkeeping support… Read More »How Much Does Bookkeeping Cost? A Gold Coast Business Owner’s Guide
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest rates to head south. While about 4-in-5 Australian households are currently on a variable-rate mortgage, fixed-rate home loans shouldn’t be overlooked. Locking into a fixed rate… Read More »Fixed rates tumble: a sign of things to come?
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers. Faced with high interest rates and a cost of living crunch, home owners in droves are using home loan offset accounts to their advantage. One of the… Read More »The home loan feature 70% of new borrowers are hooked on
Small business payroll might seem simple at first, but as your business grows, so does the complexity of the process. However, this complexity is a good sign – it means your business is expanding! Understanding Small Business Payroll When managing payroll, you need to consider various factors like income tax, superannuation, award rates, salary sacrificing, and more. While you can handle it yourself, outsourcing payroll… Read More »Streamline Your Payroll: Essential Tips for Small Businesses
Business Activity Statements (BAS) and Goods and Services Tax (GST) are essential aspects of running a business in Australia. Understanding and complying with BAS and GST regulations can help you avoid penalties and ensure the smooth operation of your business. This comprehensive guide provides valuable tips on preparing and lodging your BAS and getting your GST information right. Understanding BAS and GST Before diving into… Read More »Simplify Your Business Life with BAS and GST Tips
Ever felt overwhelmed by the financial side of running a small business? Don’t worry, you’re not alone! Understanding bookkeeping can be a game-changer, helping you make informed decisions and stay on top of your finances. Let’s break it down. At its core, bookkeeping is the process of recording and tracking your business’s financial transactions. It’s like keeping a detailed diary of your money, but with… Read More »Mastering Money Matters: A Small Business Guide to Bookkeeping
Then, let Flexible Financial Solutions, your trusted partners, help you with your lending and business needs. We're here to help.
Flexible Financial Solutions is a Commercial & Residential lending and Xero bookkeeping specialist located on the Gold Coast. Our focus is simple; to help you keep track of your financial needs so that you can maintain a strong financial position and focus on growing your revenue and your profit.
Flexible Financial Solutions Pty Ltd (CRN 553675) and Angelique Sheedy has access to a panel of lenders through National Mortgage Brokers Pty Ltd., (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983 / Australian Credit Licence 286596). Angelique Sheedy & Flexible Financial Solutions Pty Ltd has access to products including those from Liberty Financial
