Support Flexible

How to Improve Your Chances of Mortgage Approval as a Small Business Owner in Australia

by Support Flexible

Why getting approved can feel harder when you run a business Lenders look for stable income, clean credit history, and a clear picture of your expenses. For business owners, income can rise and fall, and your finances may be more complex. Lenders also test your repayments at a higher “stress” level, which can make borrowing capacity feel tighter. In Australia, the prudential regulator expects lenders… Read More »How to Improve Your Chances of Mortgage Approval as a Small Business Owner in Australia

Common Single Touch Payroll Mistakes and How a Bookkeeper Can Keep Your Business Compliant

by Support Flexible

Single Touch Payroll (STP) is a legal requirement for Australian employers. It sends your employees’ tax and superannuation information directly to the ATO every time you pay them. While the system is meant to make reporting easier, many small businesses still make mistakes that lead to penalties, extra admin work, or frustrated staff. The good news is most of these errors are preventable. In this… Read More »Common Single Touch Payroll Mistakes and How a Bookkeeper Can Keep Your Business Compliant

Split Loans: When They Make Sense

by Support Flexible

In today’s shifting interest rate environment, more Australians are exploring flexible loan structures to manage uncertainty. One option gaining traction is the split home loan — a lending structure that combines both fixed and variable rates in a single mortgage. But when does a split loan make sense? And what should you weigh up before committing? This guide walks you through: What a split loan… Read More »Split Loans: When They Make Sense

Why Self-Employed People Need a Good Bookkeeper

by Support Flexible

When you’re self-employed, you’re wearing all the hats: manager, salesperson, customer service, and unfortunately, bookkeeper too. While doing it all might feel like the only option when you’re just starting out, keeping your financial records in order is one area where you shouldn’t cut corners. In this article, we explore exactly why self-employed people need a good bookkeeper, and how the right financial partner can… Read More »Why Self-Employed People Need a Good Bookkeeper

When Your Loan Goals Don’t Match Your Lender’s Limits – Here’s What to Do

by Support Flexible

Ever had a brilliant property plan, only to discover your lender’s maximum approval limit is nowhere near what you need? It’s a frustrating but common reality — loan limits and lending policies can make or break a purchase, no matter how solid your vision or income looks on paper. In this guide, we’ll break down why lenders set these limits, the most common roadblocks borrowers… Read More »When Your Loan Goals Don’t Match Your Lender’s Limits – Here’s What to Do

DIY Bookkeeping for Tradies: What You Can Handle and When to Hire Help

by Support Flexible

When you’re on the tools all day, the last thing you want to do is spend your evenings buried in receipts and spreadsheets. But as a tradie running your own business, keeping your books in order is just as important as finishing the job on-site. Whether you’re a sole trader, subcontractor, or running a small team, good bookkeeping keeps your business legal, cashflow steady, and… Read More »DIY Bookkeeping for Tradies: What You Can Handle and When to Hire Help

Interest Rate Anxiety: What Aussies Need to Know About Current Rates, Predictions, and Their Impact

by Support Flexible

Interest rates in Australia are a hot topic—and for good reason. After years of fluctuating RBA decisions, homeowners and first-time buyers alike are feeling the pressure of higher mortgage costs and economic uncertainty. If you’ve recently asked yourself, “Will interest rates go down in Australia in 2025?” or “How do rising rates affect my mortgage repayments?”—you’re not alone. In this blog, we’ll unpack the latest… Read More »Interest Rate Anxiety: What Aussies Need to Know About Current Rates, Predictions, and Their Impact

Should You Hire a Bookkeeper In-House or Outsource It? Pros, Cons, and What’s Right for Your Business

by Support Flexible

When it comes to managing your business finances, bookkeeping is non-negotiable. Accurate books help you stay compliant, manage cash flow, make better decisions, and avoid nasty surprises at tax time. But here’s the real question: Should you hire a bookkeeper in-house or outsource it to a professional bookkeeping service? There’s no one-size-fits-all answer. The best option depends on your business size, growth stage, budget, and… Read More »Should You Hire a Bookkeeper In-House or Outsource It? Pros, Cons, and What’s Right for Your Business

RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

by Support Flexible

The Reserve Bank of Australia (RBA) has delivered its July 2025 interest rate decision — and it’s caught some off guard. In a cautious move, the RBA has held the official cash rate steady at 3.85% p.a., despite expectations of a potential cut. For homeowners and first-time buyers across the Gold Coast, this pause offers more than just a breather. It’s a timely chance to… Read More »RBA Holds Rates at 3.85%: What It Means for Gold Coast Homeowners and First-Time Buyers

Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

by Support Flexible

The Gold Coast is booming — and it’s not just about beaches and sunshine anymore. According to the latest State of the City report, the Gold Coast has surged to a record $49.4 billion in economic output. That’s a $4 billion increase in just one year, making it Australia’s fastest-growing regional economy. With that growth comes a surge in demand for housing, development, and lending… Read More »Why a Gold Coast Mortgage Broker Is Essential in a Fast-Growing Property Market

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